MOSCOW, July 2. /TASS/. The average maximal interest rate on ruble deposits with the ten Russian credit institutions having the maximal amount of private deposits declined to 12.76% per annum during the last ten-day period of June 2026, the Central Bank of Russia said.

The rate was at the level of 12.97% per annum in early June and 12.86% per annum in mid-June.

Deposit interest rates are monitored by the regulator in Sberbank, VTB, Gazprombank, Alfa-Bank, the Russian Agricultural Bank, Bank Dom.RF, the Credit Bank of Moscow, PSB, T-Bank, and Sovcombank.

Maximal rates on deposits accessible for any client are taken into account when determining the maximal interest rate by each credit institution. The Central Bank does not address rates with the capitalization of interest on the deposit and deposits with additional terms: purchase of investment units to a certain amount, investment account opening, investment or life insurance program purchase, and the like. Deposits with their term broken down into periods with different rates are also not considered.