GORKI, April 08. /ITAR-TASS/. The Russian government should take into account the increased political risks in making decisions on the development of the banking system, Prime Minister Dmitry Medvedev has said.
“The general economic situation is difficult,” he said at a meeting that focused on the national banking system development. “In additional to the general economic challenges that have both external and internal origin, the political risks have also increased, which, undoubtedly, requires a more careful attitude to the decisions we make.”
“Our task is to maintain the margin of safety of the national banking sector,” Medvedev said.
He recalled that the previous meetings on banking issues had discussed the problem of the consumer lending market excesses.
“Thanks to the taken regulation measures and, to be honest, a more conservative strategy of the main market participants, the structure of the market of retail lending is improving in general, the tempos of growth of unsecured credit portfolio are slowing down, the important for us types of crediting are expanding - such as mortgage credits and auto landing, which has increased by almost one-third,” the prime minister said.
According to the prime minister, the federal law on consumer loans that will take effect on July 1, this year, should also promote further stabilization of the market.