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GORKI, September 26. /TASS/. Sberbank noted growth of retail lending, especially mortgage lending with a significant revival in the second half of 2016, CEO Herman Gref said on Monday at a meeting with Prime Minister Dmitry Medvedev.
"This year we see good dynamics of retail lending. Since the second half of the year there has been a significant revival of mortgage lending dynamics, which is a very positive factor," Gref said.
In August, during a meeting with Russian President Vladimir Putin Head of the bank said that the state support of mortgage lending in 2017 might not be necessary in further reduction of interest rates. Gref added that if the current trend continues, next year it would be possible to see the level of market interest rates on mortgage loans below 11%.
According to the top official, Sberbank has seen an all-time record profit for the first eight months of this year.
"We’ve seen (profits) for eight months of this year even higher than we expected at the beginning of the year. We’ve seen a record profit for all the time, which seems surprising in this challenging year on the one hand, but is a certain result of previous years of investment and cost saving on the other hand," he said.
According to Gref, the bank’s growth dynamics has been more positive than expected this year.