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MOSCOW, November 25. /TASS/. Russian households’ overdue loans tend to grow, Central Bank First Deputy Chairman Alexey Simanovsky said on Tuesday.
“If we speak about the level of overdue debts on consumer loans, this level, indeed, has a trend towards growth. And there is a whole range of causes for this, including the general economic situation, the dynamics of household incomes and accumulated risks,” Simanovsky said.
Some banks that operated in the retail segment used “to attract clients indiscriminately” because it was more important for them to take up a large market niche than to create a quality loan portfolio, he said.
“Other banks understood what this would lead to. And this is what has actually happened,” he said.